Quarterly Insights

FIRST QUARTER 2021

In this issue, Inflation? What's That?, Decisions, Decisions: Weighing the Pros and Cons of an IRA Rollover and a book review on The Psychology of Money by Morgan Housel.

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FOURTH QUARTER 2020

In this issue, The Everything Rally, American Rescue Plan Act Provides Relief to Individuals and Businesses, and a book review on Ego is the Enemy by Ryan Holiday.

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THIRD QUARTER 2020

In this issue, The View From a Distance, Is Now a Good Time to Consider a Roth Conversion and a book review on Lights Out by Thomas Gryta and Ted Mann.

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SECOND QUARTER 2020

In this issue, Dog on a Leash: Trying to Make Sense of Markets, IRS Clarifies COVID-19 Relief Measures for Retirement Savers, Market Snapshot, and a book review of Risk Savy How to Make Good Decisions by Gerd Gigerenzer.  

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FIRST QUARTER 2020

In this issue, Walk Like a Norwegian, Watch Out for Coronavirus Scams, Market Snapshot and a book review of Do Nothing by Celeste Headlee.

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Fourth Quarter 2019

In this issue, Always Look on the Bright Side of Life, The Secure Act and Your Retirement Savings, What Will You Pay for Medicare in 2020, market snapshot, and a book review of Atomic Habits by James Clear.

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Third Quarter 2019

In this issue, Economy, Recession, and Bonds; the Medicare open enrollment period and what you should do, a market snapshot, and a review of the book "Scarcity: The new science of having less and how it defines our lives" by Sendhil Mullainathan and Eldar Shafir.

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Second Quarter 2019

In this issue, “What the heck?”, life insurance and the need for it, a market snapshot, and a review of the book "How to think like a Roman Emperor" by Donald Robertson.

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First Quarter 2019

Investing in China, understanding Medicare, Market Snapshot, and a review of "Enlighten Now" By Steven Pinker.

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Fourth Quarter 2018

Markets experienced periods of heightened volatility over the course of 2018, but it was especially pronounced during the fourth quarter. High-quality fixed income like government bonds enjoyed a flight-to-safety rally during this time, helping to push the primary bond indices into positive territory for the year

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Second Quarter 2018

A recession is coming: maybe this year, next year, the year after, or maybe even later. We talk about what a recession is and how an investor should prepare to weather the next one. We discuss the sobering truth about preparing for retirement and setting realistic expectations for yours. Finally we review the book Principles, by Ray Dalio, a book everyone should read, even though at times it will frustrate.

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First Quarter 2018

In this issue….We have the personal reflection of our CEO, Christopher Cline, on his first two years at the helm of Riverview Trust Company, followed by our thoughts on investor emotion and how to gain (and keep) perspective regarding your finances. We also discuss how to adjust your employer tax withholdings given the changes brought on my recent tax reform, and review the book Make Your Bed: Little Things that Can Change Your Life…and Maybe the World.

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Fourth Quarter 2017

In this issue…We discuss bubble territory in the economy and how the Tax Cuts and Jobs Act might affect you. We also review the book Thank You for Being Late: An Optimist’s Guide to Thriving in the Age of Accelerations.

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Third Quarter 2017

In this issue…What is passive investing really and why the discussion of active vs passive is misleading. We also review simple steps you can take to protect yourself against identity theft and quick action to take if your information is compromised. Finally, a review of the book Grit: The Power of Passion and Perseverance.

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Second Quarter 2017

In this issue…We explore why end of life planning is so hard, and so important. We review key documents that can help in easing those hard decisions and provide critical information and instructions when the time comes. Finally a review of the book Being Mortal, a fitting choice as it reflects on the challenges of aging and facing your own mortality.

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First Quarter 2017

In this issue…Our thoughts on the tumultuous economic climate and practical recommendations for staying the course. We also explore ways to increase your level of asset protection using your existing (or new) retirement plans. Plus our very first book review…we discuss The Bed of Procrustes, an interesting and at times creepy tale about the way humans tend to squeeze or stretch life into prepackaged narratives and ideas.

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