Quarterly Insights

Second Quarter 2018

A recession is coming: maybe this year, next year, the year after, or maybe even later. We talk about what a recession is and how an investor should prepare to weather the next one. We discuss the sobering truth about preparing for retirement and setting realistic expectations for yours. Finally we review the book Principles, by Ray Dalio, a book everyone should read, even though at times it will frustrate.

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First Quarter 2018

In this issue….We have the personal reflection of our CEO, Christopher Cline, on his first two years at the helm of Riverview Trust Company, followed by our thoughts on investor emotion and how to gain (and keep) perspective regarding your finances. We also discuss how to adjust your employer tax withholdings given the changes brought on my recent tax reform, and review the book Make Your Bed: Little Things that Can Change Your Life…and Maybe the World.

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Fourth Quarter 2017

In this issue…We discuss bubble territory in the economy and how the Tax Cuts and Jobs Act might affect you. We also review the book Thank You for Being Late: An Optimist’s Guide to Thriving in the Age of Accelerations.

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Third Quarter 2017

In this issue…What is passive investing really and why the discussion of active vs passive is misleading. We also review simple steps you can take to protect yourself against identity theft and quick action to take if your information is compromised. Finally, a review of the book Grit: The Power of Passion and Perseverance.

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Second Quarter 2017

In this issue…We explore why end of life planning is so hard, and so important. We review key documents that can help in easing those hard decisions and provide critical information and instructions when the time comes. Finally a review of the book Being Mortal, a fitting choice as it reflects on the challenges of aging and facing your own mortality.

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First Quarter 2017

In this issue…Our thoughts on the tumultuous economic climate and practical recommendations for staying the course. We also explore ways to increase your level of asset protection using your existing (or new) retirement plans. Plus our very first book review…we discuss The Bed of Procrustes, an interesting and at times creepy tale about the way humans tend to squeeze or stretch life into prepackaged narratives and ideas.

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