Quarterly Insights

Second Quarter 2018

A recession is coming: maybe this year, next year, the year after, or maybe even later. We talk about what a recession is and how an investor should prepare to weather the next one. We discuss the sobering truth about preparing for retirement and setting realistic expectations for yours. Finally we review the book Principles, by Ray Dalio, a book everyone should read, even though at times it will frustrate.

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First Quarter 2018

In this issue….We have the personal reflection of our CEO, Christopher Cline, on his first two years at the helm of Riverview Trust Company, followed by our thoughts on investor emotion and how to gain (and keep) perspective regarding your finances. We also discuss how to adjust your employer tax withholdings given the changes brought on my recent tax reform, and review the book Make Your Bed: Little Things that Can Change Your Life…and Maybe the World.

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Fourth Quarter 2017

In this issue…We discuss bubble territory in the economy and how the Tax Cuts and Jobs Act might affect you. We also review the book Thank You for Being Late: An Optimist’s Guide to Thriving in the Age of Accelerations.

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Third Quarter 2017

In this issue…What is passive investing really and why the discussion of active vs passive is misleading. We also review simple steps you can take to protect yourself against identity theft and quick action to take if your information is compromised. Finally, a review of the book Grit: The Power of Passion and Perseverance.

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